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How to Make Millions in Animal Crossing Time Travel

Animal Crossing

It turns out that in Animal Crossing: New Horizons, money really does grow on trees. In fact, you can pay off your debts to Tom Nook with one simple time-bending trick.

Money trees have been part of the Animal Crossing franchise for a long time. It's no surprise, then, that New Horizons has seen the glorious return of a rare bell-making scheme that defies the age-old adage "money doesn't grow on trees."

For most, planting 10 bells for them and digging up three times the amount after a while is second nature in New Horizons. This is an easy way to earn some extra cash and fund a much needed extra bridge. But you can get even more.

Here are the basics: every day there will be a glowing spot hidden somewhere on your island. Dig there to find bluebells often ⁠ - but don't fill the hole! If you plant 10 bells in this new hole, you are already on the right track.

In a few days your tree will be fully grown and you will be able to catch 30 thousand bells for your efforts. But what if you could reliably turn your simple 30 money tree into a 000 money tree without fear of losing the bells? Here is how.

Animal Crossing

Money trees are always good for little money. As your island continues to grow, your ambitions get bigger - like terraforming your entire village - and you will need every bell in your piggy bank.

The problem is that money trees have a risk factor for them. Setting 10k bells is safer because you will always get 30k in return. Some Animal Crossing fans live on the bolder side, burying up to 99k. They often lose their bells.

Although there is a solution - a trip to time . Understanding your Switch's date settings is a surefire way to ensure your 99k bells turn into 297k:

  1. Find a rare glowing spot to dig your money tree.
  2. Bury 99 bells and confirm that the seedling has grown.
  3. Go to the home screen and close Animal Crossing.
  4. Go to system settings and select "date and time". Disable the "sync clock over internet" option here.
  5. Set your time and date to 40 years in the future, for example, if you do this on April 22, 2020, be sure to change to April 22, 2060.
  6. Open Animal Crossing and check your tree. It should have a guaranteed 297 bells waiting for you!

The aftermath of time travel in Animal Crossing

Be warned, using the time-traveling glitch in New Horizons isn't without its perils either. You may not have problems "cheating" the game, but there are a few things that can happen to your island that you can be wary of.

First, you can lose your Nook Stop Streak bonus. If you time travel too far into the future, those free miles can easily disappear. Secondly, your turnips may go bad, and you will not be able to make money on the Stalker.

There are also some rough results. Cockroaches may appear in your house because you were away. You will have to trample these little creatures. Weeds can grow both on your island and in your home.

Finally, your mailbox will be filled to the brim. You may have disappeared into the future to collect those free bells, but the world went on without you for a while.

Of course, this method may leave a bitter taste in the mouth of some players. Technically, this is a bug or "cheat". Many fans are keen to stick with more legal ways to produce a lot of bells in their Animal Crossing adventures, and that's a good thing too.

If you want to avoid time travel disruptions, we suggest planting 10 for every money tree you find. It's the safest way to avoid losing cash, and a $000k profit isn't bad either!

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